5.45% Fixed Rate Mortgage for 2 Years

Capital & Interest

No Application or Arrangement Fees

The interest rate on this product will not drop below 2.00%.

One Free Valuation

£250 Cashback on completion (Paid to your solicitors on completion of the mortgage).

Minimum Loan: £30,000

Maximum Loan: £500,000

Purchase 95%
Remortgage 95%

Available for properties located in England, Wales & mainland Scotland (Islands by referral).

This product is available for new mortgage customers only

A mortgage of £197,947.00 payable over 29 years initially on a Fixed Rate of 5.45% for 2 Years and then on our Standard Variable Rate (SVR) of 8.49% (variable) for the remaining 27 years months would require 24 monthly payments of £1,133.12 and 324 monthly payments of £1,512.64. The total amount payable would be £517,450.80 made up of the loan amount plus interest (£319,343.80), a funds transfer fee of £35.00 and a mortgage exit fee of £125.00. The overall cost for comparison is 8.0% APRC representative^

Overpayments of up to 10% of the mortgage balance are permitted each anniversary year for the first 2 years and may be made by monthly standing order. Any additional overpayments above 10% during this period will attract a penalty calculated on the amount of the additional payments.

No Higher Lending Charge is applicable

A mortgage of £197,947.00 payable over 29 years initially on a Fixed Rate of 5.45% for 2 Years and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 27 years would require 24 monthly payments of £1,133.12 and 324 monthly payments of £1,479.73. The total amount payable would be £506,788.57 made up of the loan amount plus interest (£308,681.57), a funds transfer fee of £35.00 and a mortgage exit fee of £125.00. The overall cost for comparison is 7.9% APRC representative^

Call us on 01782 255000.

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