4.75% Home Mover / Re-Mortgage fixed for 2 Years

Capital & Interest.

£700 Arrangement fee (Deducted from loan amount on completion)

The interest rate on this product will not drop below 2.00% (following the fixed rate period).

Free Valuation

£250 Contribution to Legals when remortgaging using the Society's nominated Solicitor

Minimum Loan: £30,000 Maximum Loan: £2,000,000 at 50% LTV, £1,500,000 at 60% LTV.

Purchase 60%.
Remortgage 60%.

Overpayments of up to 10% of the mortgage balance are permitted each anniversary year during the first 2 years and may be made by monthly standing order. Any additional overpayments above 10% during this period will attract a penalty calculated on the amount of the additional payments

Available for properties located in England, Wales & mainland Scotland (Islands by referral).

New Business - All of our savings and mortgage products are only available to UK residents.

If this mortgage is repaid in full or in part during the first 2 years an early repayment charge will apply. This will be 2% of the balance repaid during this period. Example – The maximum early repayment charge you could pay is £4,149.74 based on £207,487.00.

A mortgage of £207,487.00 payable over 25 years initially on a Fixed Rate of 4.75% for 2 years and then on our Standard Variable Rate (SVR) of 8.24% (variable) for the remaining 276 months would require 24 monthly payments of £1,182.92 and 276 monthly payments of £1,605.16. The total amount payable would be £472,274.48 made up of the loan amount plus interest (£263,927.48), a funds transfer fee of £35.00, an arrangement fee of £700.00, and a mortgage exit fee of £125.00. The overall cost for comparison is 7.8% APRC representative^

Call us on 01782 255000.

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